Naples Luxury Imports

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We Want Your Vehicle!

Finance & Lease

When it comes to purchasing a car, You're in the driver's seat.

Our secure online credit application makes getting financing a quick & efficient process.

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We're Here To Help

Like most buyers, you may need financing to get the vehicle you want. What you don't need is a long drawn-out hassle to get it. Our user-friendly on-line credit-application process takes you from start to finish. It requires just a few a minutes of your time and a few personal details which we do not share.

It's really that easy. Get started today.

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A Little Knowledge Can Make A Big Difference.

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Choice of Vehicle/Trade

The loan rates available to you will be based on the year, model, and final cost of the vehicle you choose.

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Credit History/Employment

Your rates are based on numerous factors such as income, employment and credit history, including the number of open balances and late payments.

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Down Payment/Interest Rate

The more money you can put down the higher your chances are of being approved and the lower your rates are likely to be.

Before applying for credit, it's always helpful to know your credit score which can measure from 350 to 850. The higher your credit score the less you are considered to be a risk. That translates to a lower interest rate. However, whether or not you know your credit score you can still use our credit application tool.

Factors Affecting Your Credit Score

Number of open credit accounts, loan and credit card payment history, amount of debt compared to annual income, frequency of credit inquiries, and number of liens and judgments.

To learn your credit score you can contact the three main credit reporting agencies:

Experian Logo

Experian:

www.experian.com
(888) 397-3742

Equifax Logo

Equifax:

www.equifax.com
(800) 685-1111

TransUnion Logo

TransUnion:

www.transunion.com
(800) 916-8800

What you need to bring with you

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Valid Driver's License

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Proof of Insurance

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Proof of Income

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Proof of Residence

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Proof of Phone Number

In some cases, you may be asked for additional information. We'll walk you through every step of the way and respect your privacy & concerns. Please make sure your information is current.

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You Make The Choice. We Make It Easy.

Every part of the car buying process should be simple. That includes determining your car payment which is just as easy our pre-approval process thanks to our on-line payment calculator. Just choose your vehicle and we'll tell you what you can expect to pay each month. Whatever your credit situation and budget, we've got a car for you at a payment you can afford.

It's easy. It's quick. It's safe. Get started today.

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Luxury Car Financing FAQs in Naples, FL

How can I apply for financing at Naples Luxury Imports before visiting the dealership?
You can start with the online financing application. Have your identification, income, and residence information available so you can complete it accurately. Applying ahead of your visit lets you begin the financing process before choosing your final purchase terms. Submitting an application does not guarantee approval or a particular interest rate.

What credit and income factors affect approval for a Bentley or Rolls-Royce auto loan?
Lenders review factors such as credit history, income, employment, existing debt, and the proposed down payment. The vehicle's year and purchase price also influence available terms. There is no published dealership-wide minimum credit score for Bentley or Rolls-Royce financing. The finance team can discuss requirements for your selected vehicle and application.

Does getting preapproved mean my auto financing is fully approved?
No. Preapproval does not guarantee final financing approval. Your final terms depend on your qualifications, the vehicle, the lender, and applicable programs. Before signing, review the interest rate, loan length, down payment, monthly payment, and total amount financed. Naples Luxury Imports explains these conditions in its financing overview.

Can I finance a pre-owned Aston Martin, Maserati, or other luxury vehicle?
Naples Luxury Imports provides financing applications for customers considering new, pre-owned, and Certified Pre-Owned vehicles. For a pre-owned Aston Martin, Maserati, or another luxury model, available terms depend on your qualifications and the specific vehicle. Browse the pre-owned inventory, then ask about financing options for the listing that interests you.

How much should I put down on a luxury car, and can I use my trade-in equity?
Your required down payment depends on the lender, your qualifications, and the purchase. If your trade-in's agreed value exceeds its remaining loan payoff, that difference is positive equity and may contribute toward your purchase. Start with a vehicle appraisal, then have the finance team review your payoff and proposed cash down payment together.

How can I estimate monthly payments on a Bentley Bentayga or Range Rover?
Use the finance center's payment calculator to enter a loan amount, down payment, trade-in amount, loan term, and interest rate. Changing these inputs lets you compare possible payments. The result is an estimate, not a financing offer. Request a complete purchase breakdown to confirm taxes, fees, and the final amount financed.

What should I compare when deciding whether to finance or lease a luxury vehicle?
Consider your expected mileage, how long you want to keep the vehicle, and whether you want to own it. Financing may suit longer-term ownership, while leasing may suit drivers who prefer changing vehicles more often and can meet mileage and condition requirements. Compare upfront costs, monthly payments, and end-of-term obligations. Available options depend on the vehicle and current programs, as explained in the dealership's finance and lease information.

How can I find out which manufacturer financing offers I qualify for?
Review the current new-vehicle specials, then ask the team to check eligibility for your chosen vehicle. Bentley, Maserati, Rolls-Royce, and other brands may have different programs. Requirements can involve credit approval, model year, specific inventory, ownership history, and purchase deadlines. Confirm whether incentives can be combined before including them in your budget.

Can I apply for financing if I'm a seasonal Naples resident with an out-of-state address?
Contact Naples Luxury Imports before applying to explain your primary residence and where you plan to register the vehicle. Ask which address and supporting documents should be included in your application. The team will need to confirm lender requirements for your circumstances; seasonal residency alone does not determine financing eligibility.

Can I finance a lease buyout instead of returning my luxury vehicle at lease-end?
A buyout may be possible if your lease agreement allows you to purchase the vehicle. Ask your leasing company to confirm the purchase amount, deadline, and any restrictions. You can then ask Naples Luxury Imports whether financing is available for your transaction, subject to lender approval. Review the dealership's luxury vehicle lease-end options before deciding.

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